Individual

Honest, principled banking

We think banking can be a powerful catalyst for achieving positive and lasting change. We only lend to organisations that positively affect people’s lives, protect the planet, or build strong communities. We publish details of who those organisations are, so you can see how we use money as a force for good.

Make a positive impact on the world around you

The organisations we finance all believe in a fairer and better world, and want to make a positive and lasting impact on society, culture or the environment. When banking with Triodos, you’re joining a community of like-minded people, businesses and charities working hard to make the world a better place.

Join a movement for change

We connect savers, depositors and investors who want to change the world for the better, with entrepreneurs and sustainable organisations doing just that. It’s how Triodos Bank Group has grown since 1980 to manage assets of €24.2bn and attracted over 740,000 customers (Triodos Annual Report).

Live by your values. Bank on them, too.

Using your savings for a sustainable future

Type	Access	Interest rates	Minimum amount
Everyday savings	Choose from two instant access accounts.	Up to 2.20% gross/AER	Save from £1	Find out more
Ethical Savings Bonds	Put your savings away for a fixed rate of return	3.60% gross/AER	Save from £500	Find out more
Online Cash ISA	Instant access account	2.35% tax-free / 2.36% AER	Save from £10	Find out more
Fixed Rate ISA	Put your savings away for a fixed rate of return	3.94% tax-free / AER	Save from £1	Find out more

Invest in a positive future

Save and invest for your child's future, and a world they'll want to inherit.

	Junior Cash ISA	Good Start Saver	Junior Stocks & Shares ISA
Rate	3.50% tax free / 3.53% AER variable	2.4% gross/AER variable	The linked Cash Account is not a savings account and does not pay credit interest. Investment returns are based on fund performance, which can go down as well as up.
Opened by	Parent/guardian, or child aged 16–17 years	Parent/guardian	Parent/guardian
Anyone can pay in	Yes	Yes	Yes
Withdrawals before 18	No	Yes	No
Child takes control at 18	Yes	Yes	Yes
Tax-free interest/growth	Yes	No	Yes
Pay-in limit	£9,000 per tax year over cash and stocks & shares Junior ISAs	No limit	£9,000 per tax year over cash and stocks & shares Junior ISAs
At age 18	Changes to an adult cash ISA	Changes to an adult variable savings account	Changes to an adult Stocks and Shares ISA
Best for	Building savings for their future and the world they’ll inherit.	Saving flexibly to support them as they grow.	Long term investing (5 years +) for your child’s future and a thriving planet.
	Learn more about the Junior Cash ISA	Learn more about the Good Start Saver	Learn more about the Junior Stocks and Shares ISA

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Where money has values

Why bank with Triodos?

Honest, principled banking

Make a positive impact on the world around you

Join a movement for change

Current account

Personal Current Account

Savings

Everyday savings

Ethical Savings Bonds

Online Cash ISA

Fixed Rate Cash ISA

Investments

Triodos Pioneer Impact Fund

Triodos Global Equities Impact Fund

Triodos Sterling Bond Impact Fund

Triodos Future Generations Fund

Stocks and Shares ISA

Impact Investment Account

Direct investments

Triodos Bank Depository Receipts

Children's savings and ISAs

Good Start Saver

Junior Cash ISA

Junior Stocks and Shares ISA

Junior Cash ISA for 16-17 year olds

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This is ethical banking

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Honest, principled banking

Make a positive impact on the world around you

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